Cannabis Insurance

Umbrella - Insurance

Get the best coverage for your cannabis business!

Insurance Specialists

Our years of experience as Commercial Insurance brokers along with our knowledge of the Cannabis industry ensure we are the right partner for your business.

We specialize in Cannabis insurance for:

  • Retail Stores
  • Craft Growers
  • Manufacturing and Processing


Recreational Retail Cannabis and Accessory Stores

Privately owned recreational cannabis retail stores are quickly becoming prevalent throughout the Country Western Canada. These storefront locations are the front line of the retail Cannabis industry. They will generate thousands of dollars per day in sales and have thousands of dollars worth of various Cannabis Products in the premises at any one time. These retail stores will require comprehensive policies covering Liability, Leasehold improvements, Cannabis stock, crime, equipment breakdown and cyber / privacy breach.

Craft Growers

The enactment of Bill C-45 and subsequent amendments will allow smaller micro-cultivation operations to operate at substantially lower cost than large scale Standard cultivators.

All Cannabis cultivators will require General liability and Products liability at minimum. Security and other highly specialized HVAC and filtration systems are valuable assets worth protecting.

Manufacturing and Processing

The high value of manufacturing and processing equipment requires all-risk coverage. Any losses would be catastrophic. Property coverage, General Liability, Business interruption and equipment breakdown will be essential.

Manufacturers of edible and non edible Cannabis products will require General Liability, products liability, equipment breakdown and product recall.

Insurance Coverages Available


  • Commercial General Liability
  • Premises Liability
  • Directors & Officers Liability
  • Product Recall / Products and completed operations
  • TLL Tenants Legal Liability

Building Owners / Real Estate

  • Replacement Cost and / or ACV – Actual Cash Value

  • Equipment breakdown / Boiler & Machinery

  • Rental Income / Business Interuption

Personal Growers – Residential

  • Personal dwelling – Broad form (Commercial wording)
  • Contents / liability
    *Electrical inspection required
    *Health Canada permits required


  • Furnishings, fixtures, equipment and EDP (Electronic Data Processing equipment)

  • Cannabis Stock and Inventory (Permits / valid licensing required)

  • Leasehold Improvements

  • Delivery / transportation

Business Interruption

  • Gross profit / Rental Income / Boiler & Machinery Breakdown / Equipment Breakdown / Extra Expense

COVID-19 (Pandemic coverage ) is not available.

Processing and Manufacturing Operations

  • Liability / Property / Contents

Why Work With Us?

Privately Owned & Trusted Insurance Brokerage

We will work with you to help you accomplish your goals!

We believe that everyone in the Cannabis Industry should be given an opportunity to prosper. We will work closely with every business to develop a program or policy that meets your unique Insurance requirements.

Our Promise to You

  1. To explain the process of obtaining Insurance
  2. To educate about the benefits and limitations of Insurance
  3. To be transparent, open and honest

If we don’t already know the answer to your question we will research and find an answer for you.

We Always Give You Options

Quote Summary
We will always quote you with the most comprehensive insurance available from at minimum 2 Insurance providers and cross reference with your current policy so you can make an informed decision regarding which option is the best fit for your business.

Full Comprehensive Quotes
Quotes will be customized to meet the unique needs of the Cannabis Industry. Full Commercial General Liability, Products and Completed operations, products recall, property, content, Cannabis products and stock, Cannabis in transit, Business Interruption and equipment breakdown

Minimum Recommended and Optional Coverages
Each Province will specify the minimum insurance requirements for businesses operating as dispensaries but what about craft growers and products manufacturers. We will determine your individual needs and advise what options are available to you.

Licensed in Manitoba, Saskatchewan and Alberta!


Send us a message:



David Deswiage, Insurance Broker
(Call or text)


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Call, text or email anytime if you have questions about obtaining Insurance for your Cannabis business!

Insurance Brokers Association of Canada

Alberta, Saskatchewan, and Manitoba